NH House Testimony

HB1582

House · 2026 sessionRepublicanKilled in House

Ban on insurer credit-based underwriting

AI

Prohibits the use of credit information in underwriting and rating personal automobile and homeowners insurance policies and prohibits insurers from using drones, satellites, and other surveillance practices.

prohibiting the use of credit information in underwriting and rating personal automobile and homeowners insurance policies and prohibiting certain surveillance practices by insurers. 

InsuranceMotor VehiclesProperty - Real and Personal

Status

Killed in the House — Inexpedient to Legislate · March 11, 2026
  1. Introduced
  2. House
  3. Senate
  4. Governor
  5. Law

Division of testimony

12 submissions
Support 9Oppose 3Neutral 0
Jon KellySupportConcord, NHfor MyselfJan 28, 2026

To: Members of the House Commerce and Consumer Affairs Committee From: Jon Kelly, Concord, NH Re: YES to HB1582 I am concerned about our continuing loss of privacy in America. Consumers eagerly sign up for a “rewards” card for the illusion of a discount at a retail store, then the store sells their data. Drivers agree to put an EZ Pass device in their cars for the illusion of speed at the toll booth. Then the New York Civil Liberties Union reports that electronic readers keep tabs on drivers even when their cars are nowhere near a toll booth. And now we have cars that measure and report driving data. The false promise is that good drivers will get a discount. The reality is that imperfect drivers (i.e. all of us) will be punished even if a moment over the speed limit hurts no one. Who knows how that stored data will be used or misused or sold or stolen? With a YES on HB1582, you can say no to at least one invasion of privacy. Jon Kelly

Lisa AyerSupportManchester, NHfor MyselfJan 28, 2026

No one should be forced to have a subscription on a product they purchased not even a car

Rebekah FoxSupportBow, NHfor MyselfJan 28, 2026

Position recorded without written comment.

Chris FergusonOpposeHudson, NHfor MyselfJan 28, 2026

Position recorded without written comment.

Angelique HallSupportBristol, NHfor MyselfJan 28, 2026

Position recorded without written comment.

Daniel RichardsonSupportNashua, NHfor MyselfJan 28, 2026

Position recorded without written comment.

Margaret KonzeSupportPembroke, NHfor MyselfJan 28, 2026

Position recorded without written comment.

Stephanie VazzanoSupportConcord, NHfor MyselfJan 28, 2026

Position recorded without written comment.

Tiffany GladuSupportGoffstown, NHfor MyselfJan 28, 2026

Position recorded without written comment.

Sean McLaughlinOpposeHoboken, NJfor National Association of Mutual Insurance CompaniesJan 28, 2026

Position recorded without written comment.

Zachary TaylorOpposeWashington, DCfor Consumer Data Industry AssociationJan 28, 2026

Position recorded without written comment.

Melanie KasparianSupportHudson, NHfor MyselfJan 28, 2026

Position recorded without written comment.